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What does Long-Term Financial Planning Include?​
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✔ Define and Prioritize Goals – Mapping out your vision for the future
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✔ Project Retirement Needs – Building independence for the next chapter
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✔ Analyze Insurance Coverage – Protecting what matters most
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✔ Strengthen Your Investment Strategy – Investing and preserving wealth
Through her expertise, Larysa empowers clients to take charge of their financial futures, offering guidance in all areas of personal finance—from retirement and investment planning to tax strategies, budgeting, debt and risk management, insurance, and education funding.
RETIREMENT PLANNING
As life expectancy increases, you'll need more savings to sustain a longer retirement. Social Security typically covers only one-third of retirement income needs, so investing in assets and real estate is crucial.
We provide strategies to help you invest wisely based on market conditions. College planning is also a major expense, and we assist in selecting funding options to safegaurd your retirement goals.
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See how eMoney can assist you through retirement:
INVESTMENT MANAGEMENT
Inflation is a major threat to your savings, so investing for risk-adjusted returns is key to a successful retirement. We create investment plans tailored to your goals, income needs, time frame, and risk tolerance.
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For those with concentrated stock positions, we help determine the right level of exposure to minimize risk. We also analyze stock options, RSU and ESPP plans to balance risk and reward based on your financial situation and growth expectations.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. ClearBridge Financial and LPL Financial do not provide legal or tax advice. Please consult with your tax or legal advisor regarding your personal situation
TAX PLANNING
Tax planning enhances your wealth by allowing you to keep more of what you make.
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As part of our due diligence process we review your tax returns and conduct a tax planning meeting during the year to suggest tax optimization and tax savings techniques based on current tax laws.
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Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. ClearBridge Financial and LPL Financial do not provide legal or tax advice. Please consult with your tax or legal advisor regarding your personal situation
ESTATE PLANNING
​You have been working very hard to build your wealth and safeguard your retirement. Now we need to take a step to ensure your legacy continues to the next generation and beyond.
We review your estate plan or help you develop one that reflects your legacy goals, seeking to ensure your assets are passed to the next generation with less effort and taxes.
We focus on asset titling and beneficiary designations with the intention of ensuring your assets go to the intended heirs.
Risk Management
Insurance
Risk management is essential to protecting your income and financial well-being, especially during your peak earning years. Whether you're a provider, business owner, or parent, it's important to prepare for unexpected events like disability, long-term care needs, or accidents.
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We help you evaluate whether you're sufficiently protected or can afford to self-insure. If we identify gaps, we recommend tailored insurance solutions using non-captive, open-architecture strategies.
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